Business Consulting Services
Big Decisions. No Numbers You Trust.
Should you hire? Buy the truck? Add the location? You decide on gut feel because the numbers are a mess, out of date, or only make sense to your accountant.
Dr. Paul Borosky, Business Consultant, helps owners get it under control with Dr. Paul’s Organize-Plan-Grow™ Strategy. On site or via Zoom. He travels.
Call or Text Dr. Paul: (321) 948-9588The first call is free and takes 15 minutes. Dr. Paul answers personally.
What It Is
What Is Financial Planning and Modeling?
The Definition
Financial planning and modeling builds a budget and a simple financial model of your business, so you can see the money ahead and test decisions before you make them.
In Plain English
It’s a clear picture of your money, and a way to ask “what happens if” before you spend.
Why Owners Need It
Signs It’s Time
If two or three of these sound like your business, this is where to start.
How Dr. Paul Helps
Financial Planning and Modeling, Run Through Organize-Plan-Grow
Same system as every service. The details come from your business.
1Organize
Get the real numbers
Clean up what you have before building anything.
- Income, costs, and cash, in one place
- What each part of the business makes
- What the numbers are missing
2Plan
Build the budget and model
Build it around your decisions.
- A budget you can actually follow
- A simple model to test “what if”
- The few numbers to review weekly
3Grow
Use it to decide
Use the numbers before every big move.
- Hire, buy, or expand with numbers behind it
- Budget vs. actual, every month
- Updated as the business changes
What It Looks Like
A Story From the Forest
A Story from Dr. Paul’s Fabled Forest
Otto the Octopus and the Report Nobody Read
Otto the Octopus runs Eight-Arm Errands, and he has a hand for everything except his own numbers. A stack of monthly reports sat unopened in his seventh arm. Doctor Owl turned the stack into a one-page budget Otto could read in five minutes, with the few numbers that mattered for his decisions. When Otto wanted to hire a second runner, they modeled the cost first instead of guessing. For once, Otto knew where the money was going before it left.
One of many stories from Dr. Paul’s Fabled Forest Business School Series →
Doctor Owl is fiction. The problem isn’t. Dr. Paul works through it with real owners, on site or via Zoom. Run a restaurant? Same fire, different forest →
The Cost of Waiting
What Happens If It’s Left Alone
These problems don’t stay the same size. They grow with the business.
- Expensive decisions made on a guess
- Tax bills and slow months keep surprising you
- You can’t answer a lender’s questions
- Growth that costs more than it makes
Related Services
Problems Rarely Come Alone
- Cash Flow Management Consulting
- Business Profitability Consulting
- Fractional CFO and COO Consulting
- Business Turnaround Consulting
Need a term explained? Read How to Create a Small Business Budget at Quality Business Plan. Or see all services.
FAQ
Common Questions About Financial Planning and Modeling
Is this the same as financial projections for a loan?
No. This is for running your business. If you need projections for a lender or investor, Dr. Paul builds those at Quality Business Plan.
Do I need to know accounting?
No. Dr. Paul keeps it simple and shows you the few numbers that matter for your decisions.
What’s the difference between a budget and a forecast?
A budget is your plan for the money. A forecast is your best guess of what will actually happen. You need both, and the gap between them tells you what to do next.
Ready to organize, plan, and grow?
Tell Dr. Paul what’s going on. He’ll tell you where he’d start.
Call or Text (321) 948-9588