Terms of Use

Last updated: 8/17/22

This website is owned and operated by Quality Business Plan.

The Terms and Conditions govern your usage of Quality Business Consultant, also referred to as “Company”, website or their affiliated websites, offered by Quality Business Plan. Carefully read the terms and conditions before using our website. Continued usage of company websites constitutes understanding and agreeing to ALL terms and conditions set forth in the Terms and Conditions, Independent Contractor Agreement, and Policy and Procedures.

In using this website, you are deemed to have read and agreed to the following terms and conditions:

The following terminology applies to these Terms and Conditions, Privacy Statement and Disclaimer Notice, and any or all Agreements: "Client", “You,” and “Your” refers to you, the person accessing this website and accepting the Company’s terms and conditions. "The Company", “Ourselves”, “We” and "Us", refer to our Company. “Party”, “Parties”, or “Us”, refers to both the Client and ourselves, or either the Client or ourselves. All terms refer to the offer, acceptance, and consideration of payment necessary to undertake the process of our assistance to the Client in the most appropriate manner, whether by formal meetings of a fixed duration or any other means, for the express purpose of meeting the Client’s needs in respect of the provision of the Company’s stated services/products, in accordance with and subject to, prevailing State or Federal US laws. Any use of the above terminology or other words in the singular, plural, capitalization and/or he/she or they, are taken as interchangeable and therefore as referring to the same.

Services Offered

The company offers this website to you as the “Client” or “you”, the independent contractor “Contractor,” or other non-specified users together referred to as “you” for the purposes of offering a variety of business plan writing, business consulting and/or tutoring products or services. The Terms and Conditions are entered into between the “company” and “you”, and “you” accept the terms by continued usage of the website, service, or products.

Website, products, or services may not be appropriate for all users in all locations. Therefore, the user is responsible for the information usage provided by the company. Further, communication is not guaranteed. Services are for Adults over the age of 18 only.

Tutoring Service by Paul Borosky contracts with Independent Contractors for business plan writing or business consulting. As Independent contractors, business plan writers, business consultants, and tutors use their own material, set their own schedules, choose their own clients, pay with a 1099 form, and employ their own transportation. The Independent contractors are subject to profit and loss. The company does not direct the process of the tutoring session. The company does monitor the results of business plan writing, business consulting, and tutoring sessions to ensure a quality product.

The Independent Contractors or other non-affiliates do not use the company’s methods and materials in business plan writing, business consulting, and/ or tutoring sessions. You are expected to supply needed material for tutoring sessions. The choice of business plan writer, business consultant, and/ or tutor solely rests with you. Please review and select business plan writers, business plan consultants, and/or tutors carefully. Background checks are not conducted. All tutoring sessions with people under 18 should be done in the presence of an adult provided by you.

Business Plan Writing and Business Plan Templates:

Payment confirms that the client reviewed, understands, and accepts terms and conditions, accepts the scope of work provided, approves notes taken during the initial meeting, has watched the “Express business plan video", read through the business plan writing process, and understands that there are no refunds once the final business plan payment is made.
NO REFUNDS for business plans or business plan templates once purchased!
Business plan templates are purchased "as is". Buyers acknowledge that calculation errors may occur in the financial model section of the spreadsheet. Errors are the sole responsibility of the buyer.
Business plans must be paid in full before work will commence. If payment in full is not remitted 24 hours after the initial meeting is complete, a business plan will be removed from the schedule. At this point, our firm will determine if we will continue to provide services. If services are denied to the client, a full refund of the business plan deposit will be issued within ten(10) business days.
Clients are solely responsible for providing accurate business information, such as startup costs, estimated sales, operating costs, etc. to our business plan writers. Without accurate information, our business plan writers and business plan consultants will use available information, such as experience or research to compensate. No guarantees are provided in relation to the accuracy of our information found.
Clients are allowed one revision for the basic business plan and intermediate business plan, two revisions for a complex business plan, deluxe business plan, complete business plan, and visa business plan. Revision(s) must be requested within 30 days of our firm emailing the initial rough draft. All requests for revisions must be emailed to Paulb@qualitybusinessplan.com. Revisions do not include requests for more information. Additional prices may apply for additional information or services. Additional revisions after the 30-day period or exceeding allowed revisions will be billed at the current business consulting rate.
Our competitor research consists of website reviews, user feedback, and other information available online or through possible phone conversations. We do not provide competitor revenues, costs, or other proprietary information about private companies.
Our business plan price includes our business plan writers and business plan consultants' usage of our proprietary excel spreadsheet, which is “moderately” customized to your business. Excessive changes to the spreadsheet will incur additional charges.
Clients agree to watch our “business plan” video to fully understand the structure and potential content of our business plans. However, our business plan writers may add or remove, at our discretion, sections or subsections, based on the situation.
Our business plan process includes two phone consultations. The initial consultant and consultation after the rough draft of a business plan is emailed.
All Excel spreadsheets prepared by Quality Business Plan are proprietary and the property of Quality Business Plan. From this, no Excel templates are supplied with the business plan. However, generic templates may be purchased.
All financials used in our business plan are custom-made. From this, some calculation errors are to be expected. We do not guarantee the accuracy of financial calculations.
We only use our custom-designed Excel templates for our financial statements. No customization of financial templates is included in any base plan. However, we do offer Pro-forma financial statement customization for additional costs.
Quality Business Plan retains copyright ownership of all business plans.
All price quotes expire after 30 days.
Terms and Agreements for Quality Business Plan supersedes all Non-Disclosure Agreements. No exceptions, in writing or verbal.

Company Report:

Our firm does not guarantee the accuracy of the calculations, summarized financial statements, or financial analysis.
Analysis done are the thoughts and ideas of the writer, Paul Borosky, MBA.
Refund requests must be postmarked within 7 calendar days of purchase.
Company Reports comes with a limited 100% money-back guarantee. To request a refund, mail the request to:
- Quality Business Plan C/O Paul Borosky
- 2440 S. Oak Ave.
- Sanford, FL. 32771.
- In the Request, include the name of the person that purchased the book, the reason for the satisfaction issue, and the date purchased. Refunds take 6 to 8 weeks to process.
- Refunds will only be issued back to the credit card used for purchase.
- Refunds are limited to only 1 company report per person.
Company Reports may not be re-published, resold, copied, or shared.
Free Annual Report downloads are available with valid aligned company report purchases.

Business Plan Revisions

What is a business plan revision? - A business plan revision consists of correcting misspellings, ensuring the document is grammatically correct, and products, services, competitors, and industries are described accurately. Finally, a revision may include updating financial information, such as sales projections.

What a business plan revision is NOT - Business plans are not advertising pieces. They describe a business's internal and external environments, so the user is able to make informed decisions. From this, revisions do NOT include adding adjectives and adverbs to make a product or service sound 'mind-blowing'. Nor do revisions include structuring a sentence(s) to 'sound best' to the owner. Finally, revisions do not include adding additional information.

Privacy Statement

We are committed to protecting your privacy. Authorized company employees or independent contractors on a need-to-know basis only use any information collected from individual customers. We constantly review our systems and data to ensure the best possible service to our customers.

Confidentiality

We will not sell, share, or rent your personal information to any third party or use your e-mail address for unsolicited mail. Any emails sent by this Company will only be in connection with the provision of agreed services and products.

Disclaimer Exclusions and Limitations
The information on this website is provided on an "as is" basis. To the fullest extent permitted by law, this Company:

excludes all representations and warranties relating to this website and its contents or which is or may be provided by any affiliates or any other third party, including in relation to any inaccuracies or omissions in this website and/or the Company’s literature; and
excludes all liability for damages arising out of or in connection with your use of this website. This includes, without limitation, direct loss, loss of business or profits (whether or not the loss of such profits was foreseeable, arose in the normal course of things, or you have advised this Company of the possibility of such potential loss), damage caused to your computer, computer software, systems, and programs and the data thereon or any other direct or indirect, consequential and incidental damages.
Any public statement(s) or internet posting(s) about our company or related to services offered immediately releases Quality Business Plan from any non-disclosure agreements and or confidentiality expectations with related parties.
Quality Business Plan, ownership, and employees will be held harmless in the event of an accidental, negligent, or inappropriate, release of information related to current, past, or potential client's business or business dealings.

This Company does exclude liability for death or personal injury caused by its negligence. The above exclusions and limitations apply only to the extent permitted by law. None of your statutory rights as a consumer are affected.

Collections, Chargebacks, and Outstanding Balances

Stripe or Paypal is the acceptable method of payment. Our Terms require payment before services are rendered. All goods remain the property of the Company until paid for in full. Monies that remain outstanding by the due date will incur late payment interest at the rate of 12% monthly on the outstanding balance until such time as the balance is paid in the full and final settlement. We reserve the right to seek recovery of any monies remaining unpaid five days from the date of service via collection Agencies and/or through the Small Claims Court in the event that the outstanding balance does not exceed $3,000 or Florida State law limits. In such circumstances, you shall be liable for any and all additional administrative and/or court costs.

Returned checks will incur a $25 charge to cover banking fees and administrative costs. In an instance of a second Returned check, we reserve the right to terminate the arrangement, or we shall insist on future cash transactions only. Consequently, all bookings and/or transactions and agreements entered into will cease with immediate effect until such time as any and all outstanding monies are recovered in full.

Governing Law

Our terms and conditions and the use of our site are governed by and in accordance with the State of Florida’s law. All agreements and usage of websites, products, or services will be performed within the State of Florida.

Dispute Resolution

Any legal action, brought by either party, shall be started and prosecuted in the state and federal courts located in Seminole County, Florida.

Cancellation Policy

Minimum 8-hour notice of cancellation required by the client. Notification, for instance, in person, via email, mobile phone ‘text message’ and/or fax, or any other means will be accepted subject to confirmation in writing. We reserve the right to levy a $50 charge to cover any subsequent administrative expenses for cancellations within 8 hours of scheduled sessions or consultations. The company may cancel sessions or appointments at any time without notice. However, funds for the session would be fully refundable or transferable to future tutoring sessions.

Termination of Agreements and Refunds Policy

Both the Client and ourselves have the right to terminate any Services Agreement for any reason, including the ending of services that are already underway. No refunds shall be offered, where a Service is deemed to have begun and is, for all intents and purposes, underway.

Availability

Unless otherwise stated, the services featured on this website are only available within the United States, or in relation to postings from the United States. All advertising is intended solely for the Global market. You are solely responsible for evaluating the fitness for a particular purpose of any services, downloads, programs, assignments, and text available through this site. Redistribution or republication of any part of this site or its content is prohibited, including such by framing or other similar or any other means, without the express written consent of the Company. The Company does not warrant that the service from this site will be uninterrupted, timely, or error-free, although it is provided to the best ability. By using this service, you thereby indemnify this Company, its employees, agents, and affiliates against any loss or damage, in whatever manner, howsoever caused.

Log Files

We use IP addresses to analyze trends, administer the site, track users’ movement, and gather broad demographic information for aggregate use. IP addresses are not linked to personally identifiable information. Additionally, for systems administration, detecting usage patterns, and troubleshooting purposes, our web servers automatically log standard access information, including browser type, access times/open mail, URL requested, and referral URL. This information is not shared with third parties and is used only within this Company on a need-to-know basis. Any individually identifiable information related to this data will never be used in any way different from that stated above without your explicit permission.

Cookies

Like most interactive websites, this Company’s website [or ISP] uses cookies to enable us to retrieve user details for each visit. Cookies are used in some areas of our site to enable the functionality of this area and ease of use for those people visiting. Some of our affiliate partners may also use cookies.

Links to this website

You may not create a link to any page of this website without our prior written consent. If you do create a link to a page of this website, you do so at your own risk, and the exclusions and limitations set out above will apply to your use of this website by linking to it.

Links from this website

We do not monitor or review the content of other parties’ websites that are linked to this website. Opinions expressed or material appearing on such websites are not necessarily shared or endorsed by us and should not be regarded as the publisher of such opinions or material. Please be aware that we are not responsible for the privacy practices, or content, of these sites. We encourage our users to be aware when they leave our site & to read the privacy statements of these sites. You should evaluate the security and trustworthiness of any other site connected to this site or accessed through this site yourself, before disclosing any personal information to them. This Company will not accept any responsibility for any loss or damage in whatever manner, howsoever caused, resulting from your disclosure to third parties of personal information.

Copyright Notice

Copyright and other relevant intellectual property rights exist on all text relating to the Company’s services and the full content of this website.

Communication

We have several different e-mail addresses for different queries. These, & other contact information, can be found on our Contact Us link on our website or via Company literature, or via the Company’s stated telephone, facsimile, or mobile telephone numbers.

Force Majeure Neither party shall be liable to the other for any failure to perform any obligation under any Agreement which is due to an event beyond the control of the such party, including but not limited to any Act of God, terrorism, war, Political insurgence, insurrection, riot, civil unrest, act of civil or military authority, uprising, earthquake, flood or any other natural or man-made eventuality outside of our control, which causes the termination of an agreement or contract entered into, nor which could have been reasonably foreseen. Any Party affected by such event shall forthwith inform the other Party of the same and shall use all reasonable endeavors to comply with the terms and conditions of any Agreement contained herein.

Waiver

Failure of either Party to insist upon strict performance of any provision of this or any Agreement or the failure of either Party to exercise any right or remedy to which it, he or they are entitled hereunder shall not constitute a waiver thereof and shall not cause a diminution of the obligations under this or any Agreement. No waiver of any of the provisions of this or any Agreement shall be effective unless it is expressly stated to be such and signed by both Parties.

Indemnity

To the fullest extent permitted by law, usage of this website constitutes agreement by you to indemnify and hold the “Quality Business Plan”, Company, Paul Borosky, “contractors”, or any other affiliated parties harmless from any demands, claims, losses, or expenses, including reasonable attorney’s fees (a) attributable to sickness, disease, death…and (b) is caused in part or whole by any negligent act or omission of company, contractor, or affiliate directly or indirectly for whose acts any of them may be liable, regardless of whether or not it is caused in part by a party indemnified hereunder.

General The laws of the United States and the State of Florida govern these terms and conditions. By accessing this website and using our services/buying our products, you consent to these terms and conditions and to the exclusive jurisdiction of the State of Florida courts in all disputes arising out of such access. If any of these terms are deemed invalid or unenforceable for any reason (including, but not limited to, the exclusions and limitations set out above), then the invalid or unenforceable provision will be severed from these terms, and the remaining terms will continue to apply. Failure of the Company to enforce any of the provisions set out in these Terms and Conditions and any Agreement, or failure to exercise any option to terminate, shall not be construed as a waiver of such provisions and shall not affect the validity of these Terms and Conditions or of any Agreement or any part thereof, or the right thereafter to enforce each and every provision. These Terms and Conditions shall not be amended, modified, varied, or supplemented except in writing and signed by duly authorized representatives of the Company.

Notification of Changes

The Company reserves the right to change these conditions from time to time as it sees fit, and your continued use of the site will signify your acceptance of any adjustment to these terms. The information included in this website is subject to change without notice. You are therefore advised to re-read this statement on a regular basis

These terms and conditions form part of the Agreement between you and the company. Your accessing of this website and/or undertaking of a booking or Agreement indicates your understanding, agreement to, and acceptance, of the Disclaimer Notice and the full Terms and Conditions contained herein.

Contact Us:

Quality Business Consultant

C/O Paul Borosky, MBA.

2440 S. Oak Ave.

Sanford, FL. 32771